Terms and Conditions

Customer Service
When signing up for, or using the services of Hub24stores.com or its affiliates, it implicates you agree to the following terms and conditions. By using the website you contract with Hub24 Premium Ventures, a partnership business registered under the Companies and Allied Matters Act, 2020 with head office at MEZ C13, First Floor, Old Barnex Plaza, Aminu Kano Crescent, Wuse II, Abuja, Nigeria and these terms and conditions serve as binding obligations.
When you use any of the services provided by Hub24stores.com, including but not limited to, Customer Reviews, you will be bound by the rules and regulations, guidelines, policies, terms, and conditions applicable to such service, and they shall be deemed to be incorporated into this Terms. Hub24stores.com reserves the right, at its discretionarily, to change, modify, add or remove portions of these Terms, at any time. It is your responsibility to check these Terms of Use regularly for changes. Your continued use of the Site following the posting of changes will mean you accept and agree to the changes. As long as you comply with these Terms, Hub24 Premium Ventures grants you a personal and limited privilege to enter and use the Site.

Membership
Use of the Hub24 Website is for only persons who can form legally binding contracts under Nigerian laws. A minor i.e. under the age of 18 years, shall neither register nor transact on Hub24stores.com website. As a minor should contract through legal guardian or parents who have registered as users of Hub24stores.com. Hub24stores.com has the right to end a membership if it is brought to its notice or discovered that you are under the age of 18 years.

Registration Requirements
If you use Hub24stores.com, you shall be responsible for the confidentiality of your User ID, Password and all activities that occur under your User ID and Password. Provision of untrue, inaccurate or incomplete information which Hub24stores.com has reasons to so suspect or against its Terms, Hub24stores.com has the right to suspend, end or block access of your membership with it.
Communications
By using the Website or sending emails or other communication to Hub24stores.com, you agree that you are communicating with Hub24stores.com through electronic records and you consent to receive communications via electronic records from Hub24stores.com periodically. Hub24stores.com may communicate with You by email or by such other means of communication, electronic or otherwise.
Payments
Hub24stores.com reserves the right to charge a fee and change its policies from time to time. In particular, Hub24stores.com may at its sole discretion introduce new services and modify some or all of the existing services offered on Hub24stores.com. If not otherwise stated, all fees shall be quoted in Nigerian Naira. You shall be solely responsible for compliance of all applicable laws including those in Nigeria for making payments to Hub24stores.com.
While availing any of the payment method(s) offered at Hub24stores.com, Hub24stores.com will not be responsible or assume any liability, whatsoever in respect of any loss or damage arising directly or indirectly to you due to:
Lack of authorization for any transaction(s), or
Exceeding the preset limit mutually agreed by you and between your “Bank(s)”, or
Any payment issues arising out of the transaction, or decline of transaction for any other reason/s.

Use of Hub24stores.com Site
A user or member REMAINS SOLELY RESPONSIBLE FOR THE CONTENT OF THE MATERIALS POSTED ON THE Hub24stores.com WEBSITE AND IN PRIVATE MESSAGES.
Please be advised that such Content posted does not necessarily reflect the views of Hub24stores.com. In no event shall Hub24 assume or have any responsibility or liability for any Content posted or for any claims, damages or losses resulting from use of Content and/or appearance of Content on Hub24stores.com. You hereby represent and warrant that you have all necessary rights in and to all Content you provide and all information it contains and that such Content shall not infringe any proprietary or other rights of third parties or contain any defamatory, tortious, or otherwise unlawful information.
Your dealings with, or participation in promotions of, advertisers found on or through Hub24stores.com, including payment and delivery of related goods or services, and any other terms, conditions, warranties or representations associated with such dealings, are solely between you and such advertiser. Hub24 shall not be responsible or liable for any loss or damage of any sort arising from any such dealings or due to the presence of such advertisers on Hub24stores.com.
It is possible that other users (including unauthorized users or “hackers”) may post or transmit offensive or obscene materials on Hub24stores.com and that you may be involuntarily exposed to such offensive and obscene materials. It also is possible for others to obtain personal information about you due to your use of Hub24stores.com, and that the recipient may use such information to harass or injure you. Hub24 does not approve of such unauthorized uses but by using the Hub24stores.com Website you acknowledge and agree that Hub24 will not be responsible for the use of any personal information that you publicly disclose or share with others on Hub24stores.com.
Hub24 shall reserves all the rights to take necessary action and claim damages as it may be entitled under the law.

Contents Posted on WebSite
All content and arrangement of such Content, contained on Hub24stores.com is owned, controlled or licensed by or to Hub24 Premium Ventures, and is protected by trade dress, copyright, patent and trademark laws, and various other intellectual property rights and unfair competition laws.
Except as expressly provided in these Terms, no part of Hub24stores.com and no Content may be copied, uploaded, shared, posted, publicly displayed, encoded, translated, transmitted, reproduced, re-published, or distributed in any way to any other computer, server, website or other medium for publication or distribution or for any commercial enterprise, without Hub24’s express prior written consent.
You shall be responsible for any notes, messages, drawings, profiles, opinions, ideas, images, videos, e-mails, postings, photos, audio files or other materials or information posted or transmitted to the Sites (collectively, Content”). Such Content will become the property of Hub24 and you grant Hub24 Premium Ventures the global, perpetual and transferable rights in such Content. Hub24 shall be entitled to use the Content or any of its elements for any type of use forever, including but not limited to promotional and advertising purposes and in any media whether now known or hereafter devised, including the creation of derivative works that may include Content you provide. You agree that any Content you post may be used by Hub24, consistent with our Privacy Policy and you are not entitled to payment or compensation for such use.

Other Transactions
Hub24 does not take responsibility or liability for the actions, products, content and services on Hub24stores.com website, which are linked to Affiliates and / or third-party websites using Hub24stores.com APIs or otherwise. In addition, Hub24stores.com may provide links to the third-party websites of affiliated companies and certain other businesses for which, Hub24 assumes no responsibility for examining or evaluating the products and services offered by them, and Hub24 does not warrant the offerings of, any of these businesses or individuals or the content of such third-party website(s). Hub24stores.com does not in any way endorse any third-party website(s) or content thereof.

Product and Service Description
Hub24stores.com tries to be as accurate as possible. However, Hub24stores.com does not warrant that product or service description or other content of this site is accurate, complete, reliable, current, or error-free. If a product or service offered on Hub24stores.com itself is not as described, your sole remedy is to return it in unused condition.

Disclaimer of Warranties and Liability
This website, all the materials and products (including but not limited to software) and services, included on or otherwise made available to you through this site are provided on Hub24stores.com on “as is” and “as available” basis without any representation or warranties, express or implied except otherwise specified in writing. Without prejudice to the forgoing paragraph, Hub24stores.com does not warrant that:
This website will be constantly available, or available at all; The information on this website is complete, true, accurate or non-misleading.
Hub24 will not be liable to you in any way or in relation to the contents of, or use of, or otherwise in connection with, Hub24stores.com website.
Hub24 does not warrant that this site; information, content, materials, product (including software) or services included on or otherwise made available to you through Hub24stores.com website; their servers; or electronic communication sent from Hub24stores.com are free of viruses or other harmful components. Nothing on Hub24stores.com constitutes, or is meant to constitute, advice of any kind.
All the products sold on Hub24stores.com are governed by laws of The Federal Republic of Nigeria and if Hub24 is unable to deliver such products due to implications of the laws, Hub24 will return or will give credit for the amount received by Hub24 from the sale of such product, which could not be delivered to you.
You will be required to enter a valid phone number while placing an order on Hub24stores.com. By registering your phone number with us, you consent to be contacted by Hub24 via phone calls and/ or SMS notifications, in case of any order or shipment or delivery related updates.
Indemnity
You shall indemnify and hold harmless Hub24stores.com its owner, licensee, affiliates, subsidiaries, group companies (as applicable) and their respective officers, directors, agents, and employees, from any claim or demand, or actions including attorneys’ fees, made by you or any third party or penalty imposed due to or arising out of your use of the goods or services, or in the event you breach this Terms, the Privacy Policy and other Policies, or your violation of any law, rules or regulations or the rights of a third party on Hub24stores.com.

Applicable Law
This Agreement shall be governed by and interpreted and construed in accordance with the laws of The Federal Republic of Nigeria. The place of jurisdiction shall be exclusively in Abuja, Nigeria.

Jurisdictional Issues/Sale in Nigeria Only
Unless otherwise specified, the material on Hub24stores.com is presented for the purpose of sale in Nigeria. Hub24 makes no representation that materials/services in Hub24stores.com are appropriate or available for use in other locations/Countries other than Nigeria. Those who choose to access this site from other locations/Countries other than Nigeria do so on their own initiative and Hub24 is not responsible for supply of goods/availability of services, refund for the goods or services ordered from other locations/Countries other than Nigeria, compliance with local laws, if and to the extent local laws are applicable.

Trademark, Copyright and Restriction
This site is controlled and operated by Hub24 Premium Ventures. All material on this site, including images, illustrations, audio clips, and video clips, are protected by copyrights, trademarks, and other intellectual property rights that are owned and controlled by us or by other parties that have licensed their material to us and Hub24 reserves all legal rights on them.

Transfer of title and Risk passage
All items purchased from Hub24stores.com are made pursuant to a shipment contract. This means that the Risk of Loss shall remain with Hub24 until the item is transferred to the customer. In the event that the items are damaged after receipt, the risk falls on the customer.

Pricing and Typographical error
Should Hub24stores.com comes across any difference in pricing resulting from typographic errors with regards to pricing or product/service information, Hub24stores.com shall have the right to rectify the same or cancel the order(s) and refund monies, if any, collected from the customer within 14 business days of such corrective action taken. The mode of refund will be the same as at the time of placing the order. Cash on Delivery order refunds will be done by transfer or as agreed.

Cancellation of order
Hub24stores.com reserves the right to cancel any order without any explanation for doing so, under situation where Hub24stores.com is not able to meet the requirement of the order placed or order so placed/cancelled does not comply with the Hub24stores.com policy or for any reason. However, Hub24stores.com will ensure that any communication of cancellation of an order is intimated within appropriate time to the concerned person and any applicable refund, will be made in reasonable time.
Note that in the event of cancellation of a ‘pay on delivery’ orders, Hub24 will not be liable in any form where the customer proceeds to receive orders following an earlier cancellation.

Termination of Service
Hub24stores.com reserves the absolute right to modify, discontinue, temporarily or permanently, any and all portion of our goods and services with or without prior communications. You hereby consent that Hub24stores.com will under no circumstance be liable to you or any third party for any modification or discontinuance of availability of goods or services on the website.

Limitation of Liability
The Parties agree that there shall attach no liability for any inability to carry out any obligations under this Agreement if is attributable to an event of force majeure including but not limited to systems downtime, server failure, civil commotion, strikes or lock outs, war, flood, however that where an event of force majeure subsists for more than One (1) month the Party affected by such force majeure event shall be deemed to have voluntarily excused itself from the transaction contemplated by this Agreement.
Under no circumstance shall hub24stores.com be liable for any special, incidental, indirect or consequential damages of any kind in connection with this agreement, even if hub24stores.com has been informed in advance of the possibility of such damages.